Personal injury and Court of Protection
A settlement is a life-changing event. We guide you in making it a change that lasts. Our specialist Personal Injury & Court of Protection advisers work alongside lawyers and deputies to give claimants and families confidence, clarity and lasting financial security.
Advice at every stage
We provide support both pre and post-settlement, and can help you understand what different settlement options mean for your future. This means that decisions are grounded in reality, not guesswork.
Specialist advice, built on partnership and purpose
Behind every claim is a person, a family and a future to consider. Our role is to bring together understanding and technical expertise, so your plan doesn’t just work on paper, it works for your life.
Deep expertise
Our team has decades of combined experience helping claimants and their families manage settlements, trusts and investments. We understand how legal, financial and personal realities overlap, and our advice reflects that.
Client-first mindset
Our goal is to help you feel informed, reassured and confident that your finances are stable, now and for the future.
Pre-settlement guidance
We help you focus on the financial essentials while your claim is ongoing. This includes assessing your immediate needs, carrying out financial health checks, and identifying available benefits, resources and support.
Where needed, we can signpost debt relief, budgeting support and specialist services to ease financial pressure and maintain stability until settlement.
Post settlement services
Our goal is to ensure that you benefit from the best possible advice and feel informed and confident of your financial future. We can provide:
Bespoke financial planning
Budgeting and lifelong cashflow modelling
Investment management
Ethical and sustainable investments
Sharia principled investing
Due diligence reports
Periodical payment checks
The value of investments can go up and down and you may not get back all you have invested.
Structuring a settlement
A lump sum settlement may not always be the most suitable or secure option for the Claimant. Our team analyses past and future losses to determine the most appropriate structure to meet lifetime financial needs.
We consider personal circumstances, evolving needs, and the preferences of the Claimant, their family and legal team, balancing these with the need to preserve long term value so the settlement lasts throughout the Claimant’s life.
Creating trusts for children
Where children receive settlements, whether for their own injuries or through a dependency claim, our experts advise litigation teams and families on establishing trusts.
This helps protect their financial interests while ensuring their ongoing needs are met. Our pre-settlement reports are available on an expert witness basis, and our experts can also spend time with the claimant and their family.
What we do
Total Wealth Management
Total Wealth Management connects you directly with both an investment manager and a financial planner, in the same room, at the same meetings. That’s two specialists working side by side to support you, your family and your legal team. From cash-flow forecasting before settlement, to investment planning and deputy-ready reporting afterwards, we ensure every decision fits together seamlessly.
Financial Planning
Before settlement, we help you and your solicitor understand what different outcomes could mean in real life, from financial forecasting to claim-structuring advice that strengthens your case. After settlement, we design clear, practical financial plans that evolve with you, helping to manage the affordability of ongoing care costs, property adaptations, holidays and everyday living.
Investment Management
Our investment managers help you preserve what matters most. We’ll create a portfolio tailored to your needs, balancing risk, return and liquidity to safeguard long-term care and living costs. This is supported by compliant, deputy-ready documentation and ongoing reviews to ensure everyone is kept informed.
Talk to us
Arrange to speak to one of our specialists by emailing personalinjury@evelyn.com or call 020 4638 0969
Frequently asked questions
Personal injury or clinical negligence settlements in the UK are designed to cover long-term needs, such as medical care, rehabilitation and daily living expenses. Proper financial planning ensures that the settlement is managed effectively, providing for the individual’s needs throughout their lifetime while considering factors like inflation and changes to care costs or benefits entitlements.
A personal injury trust allows the settlement funds to be held separately from personal assets, protecting them from being assessed as part of savings when claiming means-tested benefits like universal credit or housing benefit. Setting up this trust ensures that the settlement can be accessed while maintaining eligibility for government support.
A specialist financial adviser will assess the individual’s specific circumstances, including their current and future care needs, risk tolerance and how long the settlement needs to last. They will also consider UK-specific factors, such as tax rules, interest rates and inflation, to create a strategy that balances preserving the settlement and providing a sustainable income, if required.
Yes, investment strategies in the UK can be designed to provide both growth and access to the funds. For instance, we will make sure that funds are accessible for immediate needs, alongside longer-term investments to sustain the settlement. The financial adviser will structure this based on the requirements of the individual.
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