Steve McNamara

Areas of expertise

Steve advises private client individuals and business owners, utilising cashflow planning software. He has particular interest with regards 'at retirement' advice as well as Inheritance Tax and legacy planning. Steve is also a member of the South Coast Evelyn focus group dealing with pensions in divorce.

Experience

With over 22 years industry experience, Steve joined Evelyn in 2019 from national firm Chase de Vere where he worked for five years as a financial planner. Prior to this Steve worked for a number of years in a technical capacity for financial planning firms – ranging from smaller boutiques to larger companies which include the wealth management division of a top 5 accountancy firm and also investment and pension provider Old Mutual Wealth.

Notable client work and achievements

• Being able to demonstrate to a client that he was able structure his pensions in a way that enabled him to retire today rather than continue working for another 5 years up to state pension age.
• Advise that a couple with a significant Inheritance Tax liability were able to gift a considerable lump sum for their grandchildren without impacting their lifestyle now or their ability to fund long term care should that scenario arise in the future.
• Utilising a lump sum from the sale of a house to construct an investment portfolio that created a tax efficient income stream for a client ensuring that all available tax allowances were utilised.
• Being able to advise an individual, who before seeing me, was set on transferring his pension, that in actual fact he would be best leaving it where it is based upon precious guarantees applicable that will enhance his income.

Professional qualifications and memberships

Full Diploma (CII), Advanced Qualification in Pension Transfers